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Lucy Warwick-Ching

Communities editor

Lucy Warwick-Ching is the communities editor, in charge of developing the FT's commenting strategy. She writes a column called Family Money and edits the weekly Your Questions column.

Previously Lucy was the personal finance digital editor. She produced the FT Money Show podcast, coordinated FT Money’s digital output and wrote for the weekday newspaper and FT.com.

Email Lucy Warwick-Ching @WarwickChing (link opens in a new browser window)
Email Lucy Warwick-Ching @WarwickChing (link opens in a new browser window)

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  • Tuesday, 19 January, 2021
    Your QuestionsUK tax
    Can I place assets into trust ahead of possible CGT changes?

    I am planning ahead in case the government raises this tax

  • Wednesday, 13 January, 2021
    Inheritance
    Should we sell my mother’s house or rent it out?

    She has decided to move into a nursing home

  • Thursday, 7 January, 2021
    Your QuestionsMarriage and divorce
    We’re getting divorced — should we share a lawyer?

    It’s all perfectly amicable and my husband has suggested we instruct one family lawyer for both of us

  • Sunday, 27 December, 2020
    Your QuestionsSavings
    How can I stop my bank from freezing my accounts?

    I haven’t been able to get hold of my bank for two weeks.

  • Wednesday, 16 December, 2020
    Your QuestionsPersonal Finance Advice & Comment
    How can I get money back from a friend facing bankruptcy?

    I lent £50,000 for a deposit on a property they purchased in 2016

  • Wednesday, 9 December, 2020
    Your QuestionsPersonal Finance Advice & Comment
    What options do I have for managing the family estate?

    I’m due to inherit from my father and I’m worried I don’t have time to manage the estate

  • Thursday, 3 December, 2020
    Your QuestionsInheritance
    Can I leave my estate to my nieces free of inheritance tax?

    I never wanted children so it seems unfair that my relatives will be hit with a large tax bill

  • Saturday, 28 November, 2020
    FT Readers
    FT readers respond: Loneliness during the pandemic

    Commenters open their hearts to one another and share advice on how to feel less lonely

  • Friday, 27 November, 2020
    Personal Finance
    Wealthy use Covid uncertainty to challenge divorce settlements

    Economic confusion makes it hard to value assets and results in cases being reopened

  • Promoted Content
  • Tuesday, 24 November, 2020
    Personal Finance Advice & Comment
    Do I have to file my business taxes online?

    I understand HMRC’s next phase of Making Tax Digital will compel me to report digitally

  • Tuesday, 17 November, 2020
    Your QuestionsProperty
    Could my boyfriend be entitled to a share of my flat if we split?

    He moved in during lockdown and is now paying me rent which I put towards the mortgage

  • Friday, 13 November, 2020
    Food & Drink
    Q&A: Who would come to your fantasy dinner party?

    Join our FT editors for a light-hearted discussion.

  • Tuesday, 10 November, 2020
    Inheritance
    How can we reduce the tax burden on a flat given to us?

    My two siblings and I will inherit a property in Mumbai on our mother’s death

  • Monday, 9 November, 2020
    US presidential election 2020
    You tell us: US voters chose Biden. Now what?

    FT readers respond to the outcome of the US election

  • Thursday, 5 November, 2020
    Special ReportRisk Management: Property
    Grenfell fire leads to global safety standards

    The 2017 tragedy was a wake-up call for developers and regulators but enforcement of new rules is slow

  • Wednesday, 4 November, 2020
    US presidential election 2020
    How is the US presidential election affecting you? You tell us

    Readers have their say on a close and contentious election

  • Tuesday, 3 November, 2020
    Your QuestionsUK tax
    How can we ensure our father’s wishes are followed?

    His mental health deteriorated before he could discuss IHT planning

  • Tuesday, 27 October, 2020
    Your QuestionsInheritance
    Can we speed up grant of probate for my great aunt’s inheritance money?

    I am relying on the inheritance money to pay for my eldest daughter’s university fees.

  • Saturday, 24 October, 2020
    FT SeriesCoronavirus: Could the world have been spared?
    The coronavirus pandemic: FT Readers respond

    Commenters discuss how they think the virus has been handled and share how they have been affected

  • Thursday, 22 October, 2020
    Your QuestionsPersonal Finance Advice & Comment
    Will I have to pay the 3 per cent additional stamp duty rate?

    Could transferring a rental property to a company allow us to avoid the charge on the purchase of our own home?

  • Friday, 16 October, 2020
    FT CollectionsBest of FT Money 2020
    Wealth tax: FT Money readers are divided

    Survey reveals a split between those who favour reducing inequality and those who fear penalising savers

  • Tuesday, 13 October, 2020
    Your QuestionsPersonal Finance Advice & Comment
    Can I change my flat from leasehold to commonhold?

    I bought my flat five years ago and don’t see eye to eye with the person who holds the freehold

  • Monday, 12 October, 2020
    Special ReportFT Wealth: Family Office
    Divorce lawyers to the wealthy: ‘The pandemic has been a real wake-up call’

    Some rich celebrities and entrepreneurs have found it just as hard to get along with their spouses in lockdown as anyone else

  • Tuesday, 6 October, 2020
    Your QuestionsPersonal Finance
    Is our pre-lockdown pre-nup still valid?

    We delayed our summer wedding plans at the start of lockdown

  • Tuesday, 29 September, 2020
    Personal Finance
    Will I be investigated by HMRC for furlough fraud?

    I found the process very complicated, so it’s possible I made errors in haste

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